Shirley Zhao Auto & Home Insurance 车险 · 房险
Licensed Ontario Broker · WellCare Insurance安省持牌经纪 · WellCare Insurance

Protection, crafted for what you've built. 为您所建立的一切,定制周全保障。

Auto and home insurance, quoted across multiple Canadian insurers and explained line by line, in English or Chinese. This is insurance as a personal service. 车险与房险,多家加拿大保险公司比价,逐条讲解,中英文皆可。这是真正的一对一保险服务。

Backed by WellCare Insurance, Shirley serves drivers and homeowners across the Greater Toronto Area — from first cars and first homes to growing families and portfolios — with one broker on your file from first quote to claim. 依托 WellCare Insurance,Shirley 服务于大多伦多地区的车主与业主。从第一辆车、第一套房,到不断成长的家庭与资产,从首次报价到理赔,始终由同一位经纪为您跟进。

Client testimonials客户评价

"Good insurance is quiet. You choose it carefully once, then live without worrying about it."「好的保险是安静的。用心选好一次,之后便可安心生活。」

Shirley ZhaoShirley Zhao
Multiple insurers多家公司比价 English & 中文中英双语 Response within 1 business day1 个工作日内回复
Complimentary quote免费报价

Request your estimate获取您的报价

Two minutes. No obligation. Shirley replies personally.两分钟完成,无任何义务,Shirley 亲自回复。

Coverage保险类型 *
Follow-up language联系语言

Your information is used only to prepare your quote. Never shared or sold.您的信息仅用于准备报价,绝不分享或出售。

Thank you. Your request has been received. Shirley will contact you within one business day. 谢谢。您的申请已收到,Shirley 将在一个工作日内与您联系。
The Shirley Zhao standardShirley Zhao 的服务标准

A policy is a promise. It should be chosen with care, explained without jargon, and honoured by someone who knows your name. 保单是一份承诺。它应当被用心挑选、通俗讲解,并由一位记得您名字的人来兑现。

Automobile on an open road 汽车保险
Auto insurance汽车保险

For the drive ahead.为前方的每一段路程。

From first cars to family fleets, Shirley compares Ontario's insurers to place you with the coverage, and the price, that fits.从第一辆车到多车家庭,Shirley 为您比较安省各家保险公司,找到最合适的保障与价格。

  • Liability, collision & comprehensive责任险、碰撞险与综合险
  • Newcomer & international driving history support新移民与海外驾龄认可协助
  • Multi-vehicle & winter tire savings多车折扣与冬胎优惠
Request an auto quote获取车险报价
Family home 房屋保险
Home insurance房屋保险

For everything under your roof.守护屋檐下的一切。

Houses, condos and rentals, protected against fire, water, theft and liability, with limits that reflect what your home is truly worth.独立屋、公寓与出租物业,全面防护火灾、水损、盗窃与责任风险,保额与您房屋的真实价值相匹配。

  • Homeowner, condo & tenant policies自住房、公寓与租客保险
  • Fire, water damage & theft protection火灾、水损与盗窃保障
  • Bundle with auto for preferred rates车房同保,享优惠费率
Request a home quote获取房险报价
Why clients stay客户长期信赖的原因

Service in three principles.三项服务原则。

Fluent in both worlds真正的双语沟通

Every policy, renewal and claim explained clearly in English or Chinese. You sign nothing you don't fully understand.每份保单、续保和理赔都用中文或英文讲解清楚。没有完全理解的条款,您不会签字。

The market, not one brand比较市场,而非推销一家

Backed by WellCare Insurance, Shirley quotes multiple insurers and negotiates on your behalf.依托 WellCare Insurance,Shirley 向多家保险公司询价,并代您争取更好的条件。

One broker, always始终是同一位经纪

From first quote to claims, one person knows your file. When something happens, you call Shirley.从首次报价到理赔,始终由同一个人熟悉您的情况。有事情,直接找 Shirley。

"[Replace with a real client review.]"「[请替换为真实客户评价。]」

Client name, City客户姓名,城市

"[Replace with a real client review.]"「[请替换为真实客户评价。]」

Client name, City客户姓名,城市

"[Replace with a real client review.]"「[请替换为真实客户评价。]」

Client name, City客户姓名,城市
Common questions常见问题

Answered plainly.直截了当的解答。

Does it cost anything to get a quote?获取报价需要付费吗?
No. Quotes are completely free and carry no obligation. As a broker, Shirley is paid by the insurance company you choose, not by you.不需要。报价完全免费,也没有任何义务。作为经纪,Shirley 的佣金由您选择的保险公司支付,而不是由您支付。
I'm new to Canada without Canadian driving history. Can I get affordable coverage?我是新移民,没有加拿大驾驶记录,能买到划算的车险吗?
Yes. Some insurers recognize foreign driving experience or a claims letter from your previous insurer, which can significantly lower your premium. Shirley regularly places newcomers with insurers that credit international history.可以。有些保险公司认可海外驾驶经验或原保险公司的无理赔证明,这能大幅降低保费。Shirley 经常帮新移民找到认可国际驾龄的公司。
Can I save by bundling auto and home?车险和房险一起买能省钱吗?
Usually yes. Most insurers offer a multi-line discount when you insure your car and home together, often saving 10-20% on each policy.通常可以。大多数保险公司对车房同保提供多险种折扣,每份保单往往能节省 10% 到 20%。
Is service available in Chinese?有中文服务吗?
Yes. Shirley provides fully bilingual service in English and Mandarin Chinese, including quotes, policy explanations, renewals, and claims support.有。Shirley 提供完整的中英双语服务,包括报价、保单讲解、续保和理赔协助。
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